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Prescriptions: Higher Deductibles, lower spending

As more families are enrolled in health plans with high deductibles find, are always more likely to delay or avoid medical care because of the health-care financing shows cost, a new study.

The study published Monday in the archives of internal medicine, asked the people who are plans with deductible of at least $2,000 in family hesitated or decided against always care because of costs.

While the researchers say you were expecting people think twice less money for your care made, "We were surprised families even high income high delayed or lost care, had", said Dr. Jeffrey t. Kullgren, a primary care doctor medical and lead author of the study.

Explorer survey one of 400 families, a high deductible plan offered in New England belonged. While 57 percent of low-income participants had delayed said or left without care due to cost said in the past six months, 42 percent with high income families you similar decisions made.

The real question is of course whether people are medical costs more aware which will use, if you spend your own money and avoids the cost of care little or if you decide not to go ahead with basic types of treatments and tests.

"It's still an open question," said Dr. Kullgren, who pointed out numerous studies he said proposed people are not very demanding when it comes to decide what kind of care benefit, and what is not.

"Dr. Kullgren said many people want questions about your health care provider the costs of treatment and possible alternatives, but that these discussions are rarely found today statt.Selbst when asked, can doctors have no idea, how much one treatment or where you the best price for a test, and he and other family doctors have little time to discuss these issues.""It very difficult if not impossible to go patients through these decisions at the point of service", he said.

Do you think people better and are more savvy consumers if you share in the costs for your medical care?


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